Chennai Central Cooperative Bank Ltd

(Rooted in Legacy, Driven by Service, Pathway for Peoples at Society)

Established
10 July 1930
Section 22 Banking License (1980) NABARD Inspected A-Class Audit (Consistently)
Branches
72
Mobile ATMs
3
ATMs at Branches
21
Micro ATMs
10
Head Office
Prakasam Salai (Broadway), Chennai
Own Premises
11 locations (including Head Office)

Our Territory

Chennai the vibrant capital of Tamil Nadu, besides being an important district. The district city is one of the metropolises of India and serves as the gateway of the culture of south India.

The city was established in the 17th century by the British, who developed it into a major urban centre and naval base.

Origins

Chennai central Cooperative Bank, previously known as The Madras District Cooperative Central Bank Ltd., was registered as a Cooperative Society on 10th July 1930 and commenced its business on the same day.

The area of operation of the Bank extends to the Corporation Limits of Chennai. As a District Central Cooperative Bank, it caters to the needs of the Primary Cooperative Societies and Cooperative Wholesale Stores and other Cooperatives in Chennai city.

Milestones in Our Journey

With an initial business volume of just a few lakhs, the bank saw tremendous growth under the visionary leadership of Dr. P. Natesan, M.B.B.S., fondly remembered as the Father of Cooperation. Over the decades, the bank has adapted to meet the needs of the people of Chennai, especially when elected boards were replaced by Special Officers from the Cooperative Department.

1976: Introduced jewel loans, empowering individuals and offering a reliable alternative to moneylenders/pawn brokers. Today, this segment has seen multifold growth.
1979: Pioneered Banking at Doorsteps with the launch of our Mobile Branch, reaching underserved neighbourhoods and ensuring financial inclusion.
1980: Received a banking license under Section 22 of the Banking Regulation Act, 1949.
2001: From this year, the Bank is continuously managed by the Special Officers.

Our Strength

  • 72 Branches
  • 3 Mobile ATM Units
  • 21 ATM Units at Branches
  • 10 Micro ATMs at Branches
  • 11 Own Premises (incl. Head Office)
  • Head Office: Prakasam Salai (Broadway), Chennai

Digital Foundation

We continue to evolve by embracing digital transformation. All our branches and offices are fully computerized—building a strong foundation for Core Banking Services.

Performance Highlights

As on 31-03-2025
Affiliated Societies
488
Paid-up Share Capital
₹196.23 Cr
Authorized Share Capital
₹215.00 Cr
Net Profit
₹33.86 Cr
CRAR
26.75%
Highest among Central Cooperative Banks in Tamil Nadu
NPA
3.41%
Among the lowest in the state
Audit Rating
Continuously classified as A-Class for several decades.
Regulatory Oversight
Audited by Chartered Accountants since 2011; regularly inspected by NABARD.

Our Vision

To be a model cooperative bank that champions financial inclusion, supports cooperative growth, and empowers communities through ethical, technology-driven banking.

Our Mission

  • Foster the spirit of cooperation and trust
  • Offer innovative and affordable financial products
  • Promote rural and urban development through sustainable banking
  • Maintain excellence in governance and service delivery

Commitment to Transparency – RTI Compliance

In line with the Right to Information Act, designated officers ensure transparency, accountability, and prompt responses to public queries:

Branch Managers
Assistant Public Information Officers (Branch level)
Asst. General Manager (Admin)
Assistant Public Information Officer (Head Office)
General Manager
Public Information Officer
Managing Director (Additional Registrar)
Appellate Authority

Shareholding Structure (FY 2024–2025)

The authorized share capital of the Bank is ₹2,15,00,00,000. Shares made up 2,15,00,000 of face value ₹100 each. Subscribed by the affiliated cooperative societies and State Government, the details as per the audit report for FY 2024–2025 are as follows:

Member Category No. of Members No. of Shares Value (₹)
A-Class Member Societies 488 1,96,16,220 1,96,16,22,000
State Government 1 7,000 7,00,000
Total 489 1,96,23,220 1,96,23,22,000

For over Nine Decades, Chennai Central Cooperative Bank has stood strong—adapting, evolving, and serving. With a proud legacy and a forward-thinking mindset, we remain committed to being “The People’s Bank” for generations.